Does BC/BS FL insurance cover cancer treatment?
I'm debating on buying cancer insurance. I am not sure once I get diagnosed with cancer if my insurance will pay for cancer treatment, chemo, etc. I looked on the website and can't find any exclusions for cancer treatment.
Cancer - 3 Answers
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1 :
It will pay for typical treatment. You need to check how much you have to pay. It may not pay for experimental treatment or other alternative treatments.
2 :
We have BC/BS and they have covered all cancer treatments for my son, including experimental . . they didn't want to but we insisted. Our policy also has unlimit coverage . . that is the important thing to look at when examining the policy . . make sure there are no life time limits on it for you or members of your family. We are also fortunate to live in a state that requires our insurance company to cover the costs of medical care associated with clinical trials. Read your BC/BS policy over carefully. One thing that we encountered was resistance to paying for anything considered 'experimental' . . including some surgeries and some chemotherapies. We ended up going to second appeals in all cases and did convince them to pay based on "compassion". Our son has a rare cancer and there are no known treatments .. so almost everything is 'experimental'. But they do pay for them.
3 :
BC/BS FL offers various policies, from full coverage packages fro large employers, such as the State of Florida, to more restrictive HMO policies. I know of patients who've had the very same prostate cancer treatment and gotten very different reimbursements from BC/BS FL. You need to ask.
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Title : Does BC/BS FL insurance cover cancer treatment
Description : Does BC/BS FL insurance cover cancer treatment? I'm debating on buying cancer insurance. I am not sure once I get diagnosed with cancer...